Plaid

Plaid is a San Francisco-based financial technology company that provides APIs for open banking, enabling developers to build digital financial products. They connect fintech applications with over 12,000 financial institutions, facilitating services like payments, fraud prevention, personal finance insights, credit underwriting, and onboarding. While primarily a technology provider, Plaid has engaged in strategic acquisitions to expand its offerings, notably acquiring Quovo to integrate investment data and enhance its wealth management capabilities. [3, 6]