AdviceRobo

AdviceRobo provides financial risk intelligence by combining data science with behavioral science to support credit decisions. The company's approach focuses on creating smart, secure, and responsible lending processes for financial institutions. AdviceRobo's solutions are designed to improve customer acquisition by enhancing credit data and scoring through advanced risk modeling. They also accelerate underwriting decisions, which helps reduce risk and defaults in the lending portfolio. Furthermore, the platform assists with debt recovery by offering deeper insights into financial wellness and risk prediction for individuals. AdviceRobo also works on fraud prevention, specifically aiming to increase approval rates while reducing fraud in buy-now-pay-later financing. The company's foundation is built on academic research, with its founders holding PhD-level expertise in behavioral finance, psychometrics, and data science, ensuring a privacy-first methodology. Their goal is to support the 4.5 billion people and 340 million small businesses globally who are currently financially underserved.